Privacy Policy

We (referred as “Us”, “Our” or “We”) are dedicated to protecting your privacy and personal information.

This Privacy Statement is crafted to explain how we gather and retain the data you share with us via the website Luminary Payflex (the “website”).

These values will be upheld: .

• To clarify about how your personal data is gathered and handled:

We want you to have the ability to make knowledgeable decisions concerning personal data use and handling. This is why our website was developed. To achieve this, we utilize various strategies and techniques to offer you pertinent details about personal data usage.

If we determine you need particular information, we will supply it to you at the suitable time and date.

We are delighted to address any inquiries you might have and clarify any legal constraints. You can contact us via email at the following address: info@ Luminary Payflex .com.

• Personal information will be utilized solely for the reasons outlined in the policy.

We may handle your Personal Data for various purposes, such as providing you access to the website and linking you with external trading platforms (the 'Services'). Additionally, we aim to improve the site, safeguard our rights and interests, support the upkeep and delivery of services, comply with regulatory and legal duties, and manage administrative and business functions to enhance the use and provision of the services.

We handle your personal information to gain a clearer insight into your likes and requirements.

• To utilize essential tools to safeguard your rights concerning personal data:

To enable you to exercise your rights, we have significant resources available. Contact us at any time to inquire about Personal Data concerning your information. We will adjust or erase it, cease using it for particular or overall purposes, or transfer the data to you or an external entity. We are ready to fulfill your requests.

• Protect your private information:

Although we cannot promise absolute protection of your personal information, we assure you that we will consistently implement an array of strategies and methods to safeguard your personal information.

Our privacy and security guidelines are fully comprehensive.

1. The Scope?

This policy outlines how the company gathers personal information on individuals, manages it, divulges it to external parties, implements security procedures, and other related actions.

This Policy pertains to data that pertains to a recognized or recognizable individual. An individual who can be recognized is defined as someone who is directly discernible or through a combination of other details that we possess or can obtain.

The Policy characterizes "processing" as any operation involving the collection or utilization of personal information. This encompasses the administration, organization, and retention of personal data.

Our offerings are designed for a wide audience and are unsuitable for individuals under 18 years of age. We do not deliberately collect or request details from those younger than 18. We strictly prohibit such individuals from accessing our services. Should we identify any data related to minors, we will promptly delete it.

2. What information do we hold about you?

When you access our services or browse our website, we gather personal information. At times, we may request your details directly. In other cases, we collect your personal data by monitoring how you use our services or platforms, or from third-party collaborators in Trinidad and Tobago.

3. Revealing personal details to the company is not mandatory, along with its potential impacts.

However, you’re not required to give us any personal information. In certain cases, you may not need to share personal data with us. This might prevent us from providing services or users from accessing the site.

4. What types of personal details can we collect? Upon accessing our website, we will gather the following personal data:

This covers details about your digital activity history, data concerning your online traffic (such as your IP address, access date, access time, and access date), the language selected, software error reports, the browser type, along with details about the device employed. The gathered information is not personal data and cannot be used to personally identify you.

Personal Information We gather from you: Any personal details you willingly share with Us while linking to a third-party online trading platform via Us.

Your personal details provided to external platforms for transaction purposes include your full name, mailing address, contact number, and email.

5. The lawful grounds and the justifications for processing personal information.

The company handles your personal information for the objectives outlined in this part, aligning with the legal framework pertinent to it.

Without an authorized foundation, the organization cannot utilize your personal information. The lawful justifications the organization relies on to manage data about you:

• You have agreed to the handling of your personal information for one or more purposes. This happens when you provide personal details through the site to enable us to pass them to a third-party trading service.
• Either the Company or a third party may need to process information to fulfill their valid interests. For example, enhancing our services or protecting against legal claims is essential.
• Complying with a legal requirement is essential.

Reach out to us through email for further information about the procedures essential to protect legitimate interests.

Listed below are reasons and lawful bases for why we might utilize the information you share with us. Personal data.

6. Sharing of Personal Information with External Entities.

The firm may share personal information with external companies that provide services like hosting, storage, and analysis of IP addresses, along with evaluating user interactions.

You may request us to disclose certain personal information about you to third-party trading platforms. In these cases, we will relay the personal information you give us to these third-party platforms. Their privacy policies will govern the use of your information. Your personal details might be shared with several trading platforms.

The organization may have the capacity to disclose personal information to affiliated entities or business associates. This could supply the company with the means necessary to elevate and refine the offerings and solutions it delivers to its clients.

Should there be a necessity to protect the rights of others or possessions, The Company is allowed to share personal information with regulatory bodies, local or other official authorities.

Additionally, we might disclose your personal information to prospective investors, purchasers, or financial institutions involved with the business or any affiliated entities should a similar transaction occur (like the transfer or sale of company assets or those of any related entity) or in connection with any corporate merger, restructuring, consolidation, or insolvency involving the company or any associated business.

7. Third-party services and cookies.

External providers, like those offering ads on our site or firms analyzing data, may be engaged. These organizations might also employ cookies or similar technologies.

Every time you access or browse a website, small text files known as cookies are stored on your device. These cookies collect data about your browsing behavior and preferences, enhancing your experience, remembering your choices, and tailoring products and services to your liking. Additionally, cookies serve purposes in gathering statistics and conducting analysis.

Some cookies at our disposal are session cookies. These are briefly stored on your device and disappear shortly after your browser is closed. Alternatively, some cookies are persistent. These long-lasting cookies stay on your device after you exit your browser. They help the site recognize you as a returning visitor, allowing users to revisit the site.

Types of cookies:

We might utilize them according to their intended function:

Cookies are disabled, or erased.

To manage or delete cookies, you must modify your browser's preferences. Below are links to guide you through the procedure for some of the most popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

Nonetheless, understand that if this occurs, some or all site features may not operate as you anticipate.

ONLINE TRACKING NOTICE
This service presently does not recognize do-not-track requests.
8. The Storage of Your Personal Information.

The organization aims to keep your personal information for as long as required to achieve the objectives outlined in this policy or for extended durations as allowed by law, regulations, policies, and relevant directives.

For 12 months, your details will be shared with third-party trading platforms. Should you consent, this data sharing will extend for an additional 12 months.

We routinely assess the Personal Data we've retained to confirm it is still necessary.

9. Relocation of personal data to an overseas country or a global entity.

Your personal details might be shared with different nations (e.g., your data could be sent to a foreign country, meaning one outside your usual residence) or with global entities. Global Groups or Jurisdictions. The company undertakes all essential actions to safeguard the personal information you supply, ensuring data handlers can exercise their rights and access effective legal solutions.

All residents within Trinidad and Tobago can access these protections and safeguards.

• Transfer to a country outside the EU or an international body that the EU Commission has recognized as ensuring sufficient safeguarding of personal data in line with article 45 (3) of Regulation 2016/679, dated 27 April 2016, by the European Parliament and the Council (the “GDPR”).
• The transfer occurs in accordance with a valid and enforceable contract between governmental bodies or authorities under Trinidad and Tobago's Article 46 (2) (a).
• The transaction adhered to standard data protection measures approved by the Trinidad and Tobago Commission under Article 46 (2) (c) of the GDPR. The Commission's approved Clauses can be accessed at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The organization can offer details about the security protocols it utilizes to protect your personal information shared with overseas entities or global bodies. Contact us via email at info@wealthwaydigital.uk.

10. Protection of Personal Information In Trinidad and Tobago, safeguarding personal information is paramount. We employ robust measures to ensure data privacy. Advanced encryption and security protocols are implemented to protect user data from unauthorized access. Our dedicated team regularly updates security systems to combat evolving threats. Users have the right to access and modify their personal details and can contact us with any concerns. Our commitment to your privacy is unwavering, and we continuously strive to enhance our data protection practices in accordance with local regulations and global standards.

We've implemented both organizational and technical measures to protect personal information. This strategy includes averting any accidental or unlawful destruction, alteration, or loss of personal data.

We cannot assure or promise that your personal information's security will remain flawless. Additionally, we are not responsible for any non-physical, incidental, or consequential damages resulting from the use or exposure of personal data. This encompasses, but is not limited to, personal information being revealed due to transmission errors, unauthorized third-party access, or any other factors beyond our control.

Should legal responsibilities or other uncontrollable duties arise, we might need to disclose your personal information to external parties such as governmental entities. In such cases, we cannot manage how these parties secure your personal data.

It is impossible to transmit personal information via the web with complete security. The Company cannot guarantee the safety of your personal details sent through the Internet.

11. Links to third-party websites based in Trinidad and Tobago.

Links directing to external sites and apps are available on this website. These platforms are not within the jurisdiction of the company. We bear no responsibility for the collection or management of personal information by these sites or applications. This Policy does not cover any activities conducted through such external platforms.

Before using or accessing any third-party sites or apps we suggest, ensure you review their privacy policies. It's also advisable that you share any personal information with them.

12. Updates to this Protocol.

This policy may be updated at any moment. Should we revise it, we will alert you to the changes by placing the new policy on our site. Moreover, when substantial alterations occur, we will strive to notify you through suitable means and publish an announcement on our platform. Unless specifically indicated, changes will take effect following the release of the revised policy.

13. Your entitlements concerning your personal data.

You have the right to ask us to confirm the correctness of the personal information collected about you, correct any errors, and remove all personal data that isn't essential for us. You can also limit the extent of how your personal information is processed.

If you're living in Trinidad and Tobago, kindly check this page:.

With regard to the data concerning your personal information, these entitlements are available to you. To initiate the use of your rights, please send an email to the address provided below.

Access rights

The organization can confirm the correctness of the personal data handled about you. If correct, you are permitted to access your personal information.

The organization aims to provide a digital version of the personal information currently under processing and may apply a fair charge for any extra copies. You can request this data to be delivered digitally.

The entitlement to access personal information must not clash with others' rights and freedoms. If a request harms another individual's rights or freedoms, the organization may deny fulfilling the request or limit its ability to do so.

Entitlement to correction.

The Company reserves the right to correct any inaccurate personal information. You have the right to request that any incomplete personal details concerning you be amended, considering the purpose of processing.

Right to Erasure

These reasons are relevant: (a) Personal information is no longer needed for the purpose it was initially gathered for, or its processing; (b) You revoke permission, leaving no legal grounds for processing; (c) You oppose, at any time, due to circumstances specific to you, the handling of your data based on legitimate interests pursued by us or a third party; (e) Personal details are processed unlawfully or f) Data must be deleted to comply with the lawful requirement of the organization.

This right does not apply if the processing is required (a) to meet a duty mandated by the laws of Trinidad and Tobago or local regulations; or (b) to establish, assert, or protect legal claims.

Limitations on processing

Should you have concerns about the precision of your personal information, you may request that the company restricts its processing.

Should you request the limitation of personal data, it may only be retained if you provide approval or to establish, utilize, or safeguard legal rights, protect the rights of another individual, or for reasons of significant public interest within Trinidad and Tobago or one of its states.

Entitlement to data transferability

If the procedure is executed by an automatic system and hinges on your consent or a contract you're part of, you possess the legal entitlement to access and review your personal information provided to the company.

You have the right to request that your personal data be moved directly from the company to another controller, if it is technically possible. Your rights under the right to erasure remain unchanged when you exercise your data transfer rights. Transferring data does not affect the rights or freedoms of others.

Right to challenge

You may challenge the use of your personal information grounded in the company's or a third party's legitimate interests at any time. This extends to profiling deriving solely from such legitimate interests. If we show compelling grounds for handling your personal data, this processing will continue unless you demonstrate that these are outweighed by your rights, freedoms, or interests, or by the assertion, formation, or protection of legal rights.

Regarding direct marketing, you have the right to object to the handling of your personal data at any moment.

Authority to withhold approval.

You may withdraw your approval for us to handle your personal information at any moment. This will not impact the validity of any data processing performed with your approval before the withdrawal.

You have the right to file a grievance with the body overseeing your activities.

You can file an appeal with a supervisory authority established by Trinidad and Tobago to protect the basic rights of individuals concerning the processing of personal data within the nation.

The regulations of Trinidad and Tobago as well as its Member States might restrict your rights concerning personal data related to you, as outlined in this section 13.

Within thirty days of receiving your inquiry, we will supply the requested details according to your entitlements under section 13 of this contract. If necessary, this period may be prolonged to up to sixty days, depending on the type of request and the volume of requests. You'll be informed of any extension and the reasons for it within a month of us receiving your request.

Provided it does not conflict with section 13 of the law, the details you seek under your entitlements from section 13 will be supplied at no charge. If the inquiry lacks merit or is excessive, especially if repeated, we might impose a fee to cover the administrative costs of providing the information or implementing the requested action. Alternatively, we might choose not to proceed.

If there is uncertainty about the true identity of the individual who has sent your request, the company may request additional details.