Conditions of Use

1st general

1.1. You’re welcome to explore the Luminary Payflex (“Site”).

Our contact email is info@ Luminary Payflex .com.

1.2. This site provides details on external platforms (“External Platforms”) for trading (the “Services”).

1.3. These Terms govern Your (“You,” “Your,” or “User”) entry to the Site and its Services. Prior to accessing the services, please review these terms with care. These terms form a binding contract between you and the site’s proprietor. Acceptance of these terms is mandatory if you intend to utilize the site. The terms are subject to change occasionally.

These conditions include our data protection policy. By agreeing, you consent to these conditions and our data protection policy. (Our policy can be accessed here).

2. Eligibility

2.1. Compliance with these terms grants you access to the website.

2.1.1. Minimum age requirement: 18 years.

2.1.2. You are able to approve these terms and conditions.

2.1.3. The regulations in Trinidad and Tobago where you reside or utilize the services do not inhibit users from accessing the website or any of its features.

2.2. We make no assurances, claims, or promises regarding the legality or use of the services or site for anyone. We bear no responsibility for any unlawful use of the site or services by any user.

3. Regions with Limited Entry

3.1. We reserve the right to limit access to the Services and/or Website (or parts thereof) at our discretion. This applies to: (i), Users located in prohibited regions (the "Restricted Territories") and (ii) individuals we consider as potential regulatory, legal, or reputational threats.

3.2. Before accepting users from Trinidad and Tobago, we might apply extra conditions. If users enter restricted regions, access to the Website or the Services could become temporarily inaccessible or restricted.

4. Forbidden actions.

4.1. You agree to engage with the Site and Services courteously and refrain from:

4.1.1. You have the capability to access our site and utilize it for downloading, uploading, sharing, and posting, along with sending or transmitting (a) data or other content that infringes on privacy, intellectual, or proprietary rights; or (b) information that is prohibited from being shared or published due to risks or harm caused by libel, defamation, or racial statements; or (c) information containing malware or software that may damage our computer systems or those of others, or in a manner that obstructs or limits other users' access to the site. (d) Any data or material that breaches any legal regulations. (e) Content or materials that feature advertisements or other content lacking our prior written approval.

4.1.2. Alter or remove any credits, legal disclaimers, tags, or titles that belong to this site.

4.1.3. Gaining access to these services is possible through any platform other than the website.

4.1.4. Refrain from disrupting other users' access to the website or services.

4.1.5. Automated programs and scripts are deployed to access the website and/or its features.

4.1.6. Without our explicit consent, you must not upload or try to upload any material that actively or passively participates in data gathering or transmission methods, like tracking pixels, cookies, or spyware tools.

4.1.7. Use tactics like “framing,” copying, or employing any technique to mimic the look or functionality of the services.

4.1.8. You may breach any relevant laws or guidelines and promote or endorse illicit actions including trademark violations, copyright breaches, defamation, privacy infractions, identity hacking, or circulating counterfeit software.

4.1.9. You have the capability to change or edit this website’s source code. Additionally, you can upload programs or software that might harm the website or another person.

4.1.10. You must not disassemble, decompile, or reverse engineer any software or technology found on the website or used for delivering the services.

4.2. The stipulations of this contract supplement any entitlements we may hold. If it's determined that your interaction with the site violates these conditions or any pertinent laws, we may monitor your activities on the platform, restrict access, disclose your actions to other entities, or implement further measures to protect the rights and assets of third parties.

5. Rights to intellectual property.

5.1. Our site’s material, encompassing video elements like text, images, logos, audio, designs, trademarks, and additional content, is safeguarded by intellectual property laws of us and third parties.

5.2. We hold exclusive ownership, titles, and interests in the services and website. Apart from rights allowing the use of the services and the website under these terms, users are not granted any intellectual property rights.

5.3. Users may access the Website and/or the Services solely for private, non-commercial purposes.

5.4. You must not allow anyone to alter, dissect, decompile, or replicate the services or site, nor create offshoots using the sub-license or lease.

6. Constraint on accountability.

6.1. You bear responsibility for the Website and Services. We do not provide any guarantees, whether explicitly mentioned or implied, regarding the website and its services or your usage, including inferred guarantees of quality, merchantability, suitability for intended objectives such as non-infringement and usability, or authority concerning accuracy, completeness, timeliness, and prompt service. The content and features available or accessible via the website are offered "as is," "as available," and "with any consequences."

6.2. We bear no liability for any errors, omissions, or inaccuracies found in the website's information. Moreover, we are not liable for any service disruptions or transmission interruptions.

6.3. We guarantee compensation for any harm you or a third party experience, directly or indirectly, via the platform or offerings. You are responsible for choices based on the information found on the platform and/or within the offerings.

6.4. We bear no responsibility for any loss or harm that may be connected to you or any other party. This encompasses any financial or data loss stemming from your use of the site and/or the services. This limitation of liability is permitted as per the laws in Trinidad and Tobago where applicable.

6.5. Should there be a malfunction with an Internet or phone line, or if the computer supplier or server system has issues, or hardware fails, we hold no liability. We are not responsible for any Internet use.

7. Offerings and Services Provided by External Entities

7.1. While utilizing the services, you have access to material from external sources and services. This may feature advertisements or evaluations of platforms not affiliated with us.

7.2. We do not accept liability for any information or products mentioned. They might not always be updated or current.

7.3. We advise you to confirm the precision of all details before deciding. You bear responsibility for all choices and actions resulting from the data.

8. Links

8.1. The website features both advertisements and content. The materials can be accessed via third-party websites (“links”). We recommend being cautious before downloading, trusting, or accessing any details from these sites, software, or other materials, or completing purchases or transactions. These links are meant solely for user convenience. We are not liable for any harm or loss arising from the use or trust in any data, goods, or services provided through other websites or applications.

8.2. Adding links on this site does not mean we approve, authorize, or are connected to the websites, their programs, or their managers in any way.

8.3. We have not examined every link and cannot be liable for the software or sites mentioned. We advise caution before using, depending on, or buying from these sites or apps. We will not be responsible for any harm or loss resulting from using or trusting products, details, or content available on other sites.

8.4. You are accountable for examining the terms and guidelines of any sites managed by external parties. We highly recommend reviewing them before engaging with external websites.

9. Miscellaneous

9.1. We hold the right to adjust, stop, or change our offerings at any time. Such modifications will not harm you, and you cannot make any claims against us.

9.2. The conditions may be altered at any point. We reserve the right to revise the terms whenever necessary. Notification will be provided by posting the updated version and updating the date at the top. Changes will take effect within a few business days. By continuing to access the site post-modification, you acknowledge and accept the updated terms.

9.3. The User accepts and agrees that any details sent via or through the website do not form any kind of connection not expressly mentioned in these terms.

9.4. These conditions and the privacy policy, along with any updated privacy policies, constitute the exclusive valid agreements between us and the user. Any other assurances, statements, or agreements, whether verbal or written, not encompassed in the privacy policy, are binding for the parties.

9.5. Failure to utilize any authority or privilege provided is interpreted as a forfeiture of that privilege. Partial or single execution of a right shall be a component of any subsequent or further execution of the same or alternative rights or solutions.

9.6. If a court with valid authority declares the provision void, these terms will be nullified. The remaining provisions will be construed as though the void clause was never part of the terms and will be enforced accordingly. Nonetheless, the terms shall be understood in line with the purposes and interpretations of the exclusion clauses as determined by the judiciary in Trinidad and Tobago.

9.7. These conditions allow external collaborators to delegate or convey all rights and responsibilities. External operators can control the website along with its offerings, without limiting the aforementioned. These conditions do not allow you to delegate or convey any rights or responsibilities you hold.